Khalilah Pratt-Venson, MBA

CA License #0K34687
Licensed Life, Health, Property and Casualty Broker
Certified Covered California and Medicare Agent
kay@kvenson.com
(323) 844-1506

Life Insurance

These are uncertain times. Can your family afford to lose you? Did you know, 70% of Americans with minor children would have trouble paying their bills in 90 days if something happened to a breadwinner? What about your family? Are they prepared for today's uncertainty?

Why Life Insurance?

Buying life insurance is your chance to provide cash payments to yourself and the people you love the most; if you become critically ill, disabled, need long term hospital care or if death occurs. Many plans also build cash that you can use in case of an emergency.

Living Benefits Insurance

Critical life insurance combines long-term care sickness and life protection together to provide instant easy online approval and pays $15k to $100k cash directly to you or your family in addition to any other insurance you may have.

Term Life Insurance

Provides temporary coverage for a specified period like 10 or 20 years without cash value. This lower premium coverage is usually best for young people on a budget. Pay less for the timeframe you need it the most.

Whole Life Insurance

Whole life insurance provides permanent coverage, level premiums and guaranteed death benefits with cash value (you can access through a loan). This coverage is best for people seeking long term financial security.

Universal Life Insurance

Universal life insurance provides permanent coverage plus cash value; which may be used to pay premiums. This coverage is best for people that like this additional investment component and payment flexibility.